The United States Department of the Treasury has unveiled its national strategy for financial inclusion, which has categorized cryptocurrencies primarily as a consumer risk. This report, developed from a Congressional request, emphasizes recommendations aimed at increasing access to safe and affordable financial services while enhancing financial security. A key aspect of the strategy involves research on consumer behavior and risks associated with digital assets. Although the Treasury aims to enhance access to traditional financial products, it notably does not consider cryptocurrencies like Bitcoin as viable tools for financial inclusion. National Economic Advisor Lael Brainard praised Vice President Kamala Harris for her role in expanding access to capital and credit. The ongoing discussions surrounding the U.S. elections may influence future cryptocurrency policies, especially if Vice President Harris succeeds in her presidential campaign. President Biden's administration has already initiated a framework focusing on digital assets, emphasizing investor protection and financial stability in the ecosystem.

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