Florida Leads as Crypto Tax Haven in the U.S.
CoinLedger study ranks U.S. states for cryptocurrency taxation
In a recent study by CoinLedger, Florida has emerged as the most favorable state in the United States for cryptocurrency taxes. The study, released on January 22, named Florida the top state due to its zero state income tax and progressive crypto policies. This includes a unique pilot program allowing businesses to pay state fees using cryptocurrency.
The study assessed states based on their income tax rates, regulatory policies on cryptocurrency, and statements from state leadership regarding digital currencies. Following Florida's lead are Texas and Wyoming, both offering 0% state income tax and welcoming policies for crypto banking and custodianship.
Nevada ranks fourth, notable for its absence of state income tax on crypto and historical stance against local government taxing blockchain use, established in 2017. Arizona, in fifth place, implements a modest 2.5% flat tax on crypto income and has clarified state-level tax exemptions for crypto airdrops.
CoinLedger CEO David Kemmerer emphasizes the importance of understanding local tax implications for cryptocurrency investors, warning of potential significant losses due to varying state tax rates.
Contrastingly, New York is identified as the least favorable state for crypto taxation, with a high 10.9% income tax rate and stringent BitLicense regulatory framework. California follows, applying its sliding income tax scale, ranging from 1% to 13.3%, to crypto earnings and considering adopting a regulatory approach similar to New York's.
Other less favorable states include Hawaii, Massachusetts, and New Jersey, with respective income taxes and additional regulatory requirements, like Hawaii's mandatory Money Transmitter Licence for exchanges.
The study comes amidst the Internal Revenue Service's (IRS) recent decision to delay implementing certain crypto tax reporting requirements, indicating an evolving landscape for cryptocurrency taxation in the U.S.